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Research Article

Repayment Flexibility Can Reduce Financial Stress: A Randomized Control Trial with Microfinance Clients in India

  • Erica Field,

    Affiliation: Department of Economics, Duke University, Durham, North Carolina, United States of America

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  • Rohini Pande mail,

    rohini_pande@harvard.edu

    Affiliation: Harvard Kennedy School, Cambridge, Massachusetts, United States of America

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  • John Papp,

    Affiliation: Highbridge Capital Management, New York, New York, United States of America

    X
  • Y. Jeanette Park

    Affiliation: Harvard Business School, Boston, Massachusetts, United States of America

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  • Published: September 26, 2012
  • DOI: 10.1371/journal.pone.0045679

About the Authors

Erica Field
Department of Economics, Duke University, Durham, North Carolina, United States of America
Rohini Pande
Harvard Kennedy School, Cambridge, Massachusetts, United States of America
John Papp
Highbridge Capital Management, New York, New York, United States of America
Y. Jeanette Park
Harvard Business School, Boston, Massachusetts, United States of America

Corresponding Author

Email: rohini_pande@harvard.edu

Competing Interests

The project received partial funding from Exxon-Mobil. This does not alter the authors' adherence to all the PLOS ONE policies on sharing data and materials.

Author Contributions

Conceived and designed the experiments: EF RP JP. Performed the experiments: EF RP JP. Analyzed the data: EF RP JP YP. Contributed reagents/materials/analysis tools: EF TP JP YP. Wrote the paper: EF RP JP YP.